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深圳一女子家中烧炭自杀,丈夫整理遗物发现其负债近300万
2020-01-08 00:19  www.brandgoodsale.com

南都讯记者程昆2019年12月11日下午,家住深圳罗湖的邓霞在自家的洗手间里烧炭自杀,结束了年仅36岁的生命。据南都记者从罗湖警方核实,经调查已排除刑案可能。丈夫郑军告诉记者,他在整理遗物时,发现邓霞身负巨债近300万元,月还款金额十万,妻子走后不足两天,数不胜数的催债电话、短信也找上了他和家人。郑军认为,是高额的债务把妻子逼上了绝路。

On the afternoon of December 11,2019, Deng Xia, who lives in Luohu, Shenzhen, killed herself by burning charcoal in her bathroom, ending her life at age 36. According to Nandu reporter from the Luohu police verified that the investigation has ruled out the possible criminal case. Her husband, Zheng Jun, told reporters that when he was sorting out the relics, he found that Deng Xia had a huge debt of nearly 3 million yuan, a monthly repayment amount of 100,000, less than two days after his wife left, numerous reminders, text messages also found him and his family. Zheng Jun believes that it is the high debt that forced his wife to the end of the road.

据郑军介绍,他最早得知妻子的财务出现状况是在2019年9月。邓霞说因炒股投资亏损了30万元,郑军当时没有多想,筹措了一笔资金给妻子救急。

According to Zheng Jun, he first learned that his wife's financial situation was in September 2019. Mr. zheng didn't think much about it and raised a fund for his wife's rescue, he said.

两个月后,11月11日晚上,郑军意外接到了一通来自佛山的电话。来电的是邓霞从小一起长大的闺蜜小谢,她告诉郑军,邓霞因为巨额负债,留了遗书要轻生。

Two months later, on the night of November 11, Zheng Jun accidentally received a call from Foshan. The call is Deng Xia grew up together with the best friend Xiao Xie, she told Zheng Jun, Deng Xia because of the huge debt, left a suicide note.

情急之下,郑军请来父亲和弟弟一起做妻子的思想工作,邓霞最终也吐露了自己的遭遇。她经闺蜜小谢的介绍,从2017年底开始,一起在一个叫“太湖期货”的APP上进行投资,结果投资失败,亏损万元。

In a hurry, Zheng Jun invited his father and younger brother to do his wife's ideological work together, and Deng Xia finally confided in her own experience. She was introduced by her best friend, Xiao Xie, from the end of 2017, together on an app called \"Taihu futures \", the result of the investment failed, a loss of 10,000 yuan.

记者也就此事联系小谢进行核实。她告诉记者,2017年底自己在一个投资群中看到有人发期货走势图,说是能够挣钱。因为自己看不懂走势图,她想到了有炒股经历的好朋友邓霞,并拉她入群。随后二人一起在太湖期货上进行投资,“我们都亏了不少,2018年初我就没有玩这个期货了,也劝过邓霞不要再投资了。但不知道她到底什么时间离开的,也不清楚她投入、亏损了多少钱。”小谢告诉记者。

The reporter also contacted Xiao Xie to verify the matter. She told reporters that at the end of 2017 she saw someone in an investment group sending a futures chart saying it was able to make money. Because she couldn't read the chart, she thought of Deng Xia, a good friend with stock speculation experience, and pulled her into the group. Then the two people invested in Taihu futures together,\" we all lost a lot of money, early 2018 I did not play this futures, but also advised Deng Xia not to invest again. But I don't know when she left, or how much money she invested or lost. Xie told reporters.

郑军表示,这款期货APP实际上已不能使用,当初的投资顾问也已联系不上。郑军怀疑妻子遭遇了投资诈骗,还曾带着妻子去派出所做笔录。

Zheng said the futures app was actually no longer available and that the original investment advisers were no longer in touch. Zheng suspected his wife had suffered investment fraud and took her to the police station for a transcript.

据郑军回忆,12月11日,如同往常一样,夫妻二人外出工作。下午三时许,郑军提前了一点回家,开门时发现大门没有反锁,他心中有些不安,推门进入就发现满屋的浓烟。郑军冲进房间找寻,最终在洗手间里找到了倚门倒地,已经不省人事的邓霞。

On december 11th, as usual, mr zheng recalls, the couple went out to work. Around 3 p.m., Zheng Jun came home a little early, opened the door found that the door was not locked, he was a little uneasy, pushed the door into the house to find the smoke. Zheng Jun rushed into the room to find, eventually found in the bathroom leaning against the door, has been unconscious Deng Xia.

邓霞过世后,郑军在家中整理遗物,发现了许多贷款文件和征信报告,细看之下才知道原来妻子在债务方面对他有所隐瞒。

After Deng Xia's death, Zheng Jun in the home to tidy up the relics, found a lot of loan documents and credit reports, a closer look to know that the original wife in debt to him concealed.

郑军提供了邓霞在11月份打印的个人信用报告,报告显示邓霞在多家银行贷款200余万。电脑中一个记账的文件则显示,邓霞在二十余个金融平台有借款行为,单月还款的金额累计竟达到了十万余元。

Zheng provided a personal credit report that Deng Xia had printed in November, showing that Deng Xia had lent more than 2 million to several banks. A computer-recorded document shows that mr. deng has borrowed money on more than 20 financial platforms, with a monthly repayment of more than 100,000 yuan.

郑军猜测,为了应对2017年投资期货损失的款项,妻子一开始从银行等正规途径贷款,也通过亲戚朋友借款。后来,随着还款压力增加,邓霞只得通过小贷平台、信用卡套现等等灰色手段套现还款。而解锁妻子手机后,郑军惊讶的发现,就在出事前的几个月,邓霞还试图通过网赌平台赚钱还款。

Zheng Jun speculated that in order to deal with the loss of money from investment futures in 2017, his wife started lending from formal channels such as banks, and also through relatives and friends. Later, as the repayment pressure increased, Deng Xia had to use small loan platform, credit card cash and other gray means to cash repayment. And after unlocking his wife's mobile phone, Zheng Jun was surprised to find that just a few months before the accident, Deng Xia also tried to make money repayment through the online gambling platform.

在邓霞的手机里,郑军发现妻子近期在操作的一款车贷。聊天记录显示,业务员声称可以贷款出20万元,但扣除手续费后实际到手只有9万,利息5厘。“也就是说,借款9万还款5年,本金加利息有20多万,这些网贷太可怕了。”郑军说。

In Deng Xia's mobile phone, Zheng Jun found his wife in the recent operation of a car loan. The chat record shows that the salesman claims to be able to lend out 200,000 yuan, but after deducting the handling fee, the actual hand only 90,000, interest 5%. \"That is to say, the loan of 90,000 repayment for five years, the principal plus interest has more than 200,000, these net loans are terrible.\" said Zheng Jun.

邓霞的离世十分突然,亲朋好友事先都毫无察觉。邓霞是家中独女,父母一直在老家居住。惊闻噩耗两位老人颇受打击。邓霞的父亲由于腿脚、眼睛不便不能来深,仅由母亲来操持了后事。

Deng Xia's death was so sudden that his friends and family were unaware of it. Deng Xia is the only daughter of her family, and her parents have been living in her hometown. The two old men were struck by the terrible news. Deng Xia's father because of legs and feet, eyes cannot come deep, only by the mother to manage the future.

邓霞生前关系较好的一名同事告诉记者,平日里邓霞性格豪爽,做事干练,虽然偶尔因“信用卡过数”借过几次钱,但都会及时还上,言谈举止看不出异样,根本不会想到她会作出这样的事情。

A colleague with a good relationship told reporters that mr. deng is bold and able to do things, although occasionally because of \"credit cards\" borrowed a few times, but will return in time, speech and behavior cannot see strange, she would not have thought she would do such a thing.

郑军对妻子的离世更是久久不能释怀,他一度以为11月11晚的那次事情后,妻子已经打消了轻生的年头。然而郑军不知道的是,就在前一天,邓霞已经在网店下单了两箱烧烤碳,事发后他才从邓霞的手机里找到了这宗订单的截图。

Zheng Jun to his wife's death is a long time cannot let go, he once thought that november 11 night after the incident, the wife has been eliminated. What Zheng didn't know, however, was that the day before, Deng Xia had placed an order for two boxes of barbecue carbon in the online store before he found a screenshot of the order from Deng Xia's cell phone.

在微信朋友圈签名“理智的坚持到底”的邓霞,最终还是做了在郑军看来最“笨”的选择。“我们本来计划2020年要一个宝宝,再根据需要买房定居在深圳,现在什么都没了。”郑军说。

In the WeChat circle of friends to sign the \"rational stick to the end\" Deng Xia, or finally made in Zheng Jun's view of the most \"stupid\" choice. \"We were planning to have a baby in 2020, and then settle down in Shenzhen as needed, and now we have nothing left. said Zheng Jun.